Monday, November 29

Domains Yahoo

Yahoo Domains: Your A-Z Guide to Picking & Registering a Domain

Choosing the right domain name and domain name provider is the first step to creating your new website. Yahoo! Domains is one of the leading domain registrars in the world and has the backing of Yahoo!, a leading internet company. In fact, Yahoo! hosts its domains and websites on the very same servers as Yahoo.com, making it the most reliable domain and hosting provider in the industry.
In addition, Yahoo! provides domain names for as little as $3.95 per year for new customers, and $9.95 for existing customers, with no set up fees. Other, domain providers charge as much as $35 per year and do not provide as many features or functionality as Yahoo! For example, Yahoo! Domains is one of the few companies that provides 24/7 toll free phone and email support.

Quick Domain How To's, Tips, & Advice

Buy Yahoo Web Hosting, get your Yahoo Domain Name for Free
Many people do not realize that you need to purchase web hosting services even after you buy a domain name. We recommend that you purchase Yahoo! Web Hosting and get the domain for free, so you can start building your site immediately. We have provided below the lowest possible price on the internet for Yahoo! Web Hosting.
What is a Domain Name?
A domain name can be thought of as the “address” for your website. Most domains consist of the primary name, plus a top level domain name extension such as .com, .org, or .net . For example, for Yahoo.com the name is “Yahoo” plus the top level domain name extension of .com.
For more background on domains please visit this page.
Picking and Registering a Domain
The most difficult aspect in choosing a domain name is finding a name that you like that is not already in use. The basic rules are simple (maximum length of 63 letters, no special characters such as %, &, *) but most of the obvious and attractive names have already been taken. We recommend that you go to Yahoo Domains Home Page and use their domain availability tool.
For more advice on picking a domain name please visit this page.
Domains, Web Hosting, and E-commerce
Many people do not realize that buying a domain name is only the first step in getting your website up and running. All providers also require that you also purchase a web hosting package with your domain name or provide the hosting services yourself.
90% of all web sites are hosted by shared hosting providers such as Yahoo! Web Hosting, Godaddy, or Ipowerweb. We suggest Yahoo! Web Hosting if you are considering purchasing a web hosting service. Not only do you get a free domain name (from Yahoo! Domains) when you buy a Yahoo! Web Hosting plan, but you also get 24/7 toll free phone support from one of the most trusted companies on the internet. Click here for more information about Yahoo! Web Hosting.
Furthermore, if you want to sell your goods or services online, you will either need to buy online shopping cart software like Miva or Paypal our purchase an e-commerce hosting service like Yahoo’s Merchant Solutions. We recommend Yahoo Merchant Solution because it is a turn key e-commerce solution that includes a free domain, set up consulting, and 24/7 service from an established company like Yahoo. Click here to visit Yahoo Merchant Solutions for more info.
Yahoo! Small Business
Yahoo! Domains, Yahoo! Web Hosting, and Yahoo! Merchant Solutions are all a part of Yahoo! Small Business. Yahoo! Small Business provides a suite of online services that helps you get online, advertise online, and sell online.
Click here for more information about Yahoo! Small Business.

Friday, November 26

ATT Prepaid Wireless

AT&T picks up the ZTE R225 for GoPhone

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If the phone above doesn’t appear all that impressive, well, it’s not. It’s your run of the mill candybar handset. Made by ZTE, the R225 has really no advanced features. It’s for the cell phone user who wants to talk and text but little more. It can access the mobile web and access messaging services such as AIM, Windows Live, and Yahoo! Messenger. The simple handset has a simple price: just $20. You can get the R225 at AT&T’s website.
Via Phone Scoop.

AT&T GoPhone gets two Samsung handsets



I’m not sure how long ago AT&T GoPhone made available these two Samsung handsets, but they’re ready for the buying right now. The first, pictured above, is the SGH-A187, which is a low-end QWERTY device. It’s basically a messaging phone, though you can take advantage of GoPhone’s data allotment with the web browser. It also has a 1.3 megaplixel camera. The A197 might be a higher model number, but it’s just a basic flip phone with a VGA camera and little else. You can get the A187 for $79.99 and the A197 for $49.99 at AT&T’s website.
Via CNET.

AT&T changing GoPhone rates

Starting on October 3, AT&T GoPhone will offer new rates for its unlimited plans. They will keep both the pay-per-day unlimited plan and the monthly version, but will make changes to both. The per-day plan — Unlimited Daily Talk and Text — will now cost $2 per day, down from $3. Users will only pay the $2 fee on days they make or receive calls, use IM, or send a message. The monthly plan will remain a flat $60 per month, but will now offer the option to add 200MB of data for an extra $15 per month. It also looks like the basic rate is now 10 cents per minute, down from 25 cents. Previously you had to pay $1 per day to get the 10 cents per minute rate. It appears that is no longer the case.
You can get the new GoPhone rates on Sunday at an AT&T outlet or on AT&T’s website.

A way to use prepaid data on an iPhone

There was a time when AT&T had the king of prepaid data plans. For the same $20 monthly fee it charted postpaid users, AT&T allowed prepaid users to hook up a smartphone and pay by the month. Not long after the iPhone’s release they discontinued it and came back with far less attractive plans: $19.99 for 100MB and $4.99 for 1MB. Still, for someone who wanted a quick data bundle it was serviceable. But then AT&T made it policy to not allow iPhones on prepaid. Thankfully, there is a way around this.

New Pantech handset, Pursuit, headed for GoPhone



Via Howard Forums we get a look at the Pantech Pursuit, a phone apparently headed for the AT&T GoPhone lineup. It has been available on postpaid, but as this Radio Shack listing notes, it’s ready for GoPhone. The full-QWERTY slider has a 2 megapixel camera, media player, and runs on the 3G network. It looks like it’s available only in Radio Shack stores for now, and they don’t list the price on the website. On contract it cost $50 on contract.

AT&T adds LG Prime to GoPhone lineup



On Friday Engadget found a shot of a new LG handset, the prime, which it later found out was headed for AT&T GoPhone. Yesterday afternoon a Howard Forums user pointed to AT&T’s website, on which the Prime appeared. It’s an all-touch model that features a three-inch screen at 400 x 240 pixels, a 2 megapixel camera, and multimedia capabilities — including AT&T Mobile Music — with the capacity to hold a 16GB microSD card. It doesn’t appear that this one will run on 3G, though that’s not a huge issue for AT&T prepaid. You can get it for $99.99 at AT&T’s website.

AT&T working to improve voice quality

AT&T, by most accounts, is not big on prepaid. They do recognize its prominence in the market, but as a market leader the company is more focused on postpaid data services. It’s tough, really, to think about AT&T without thinking iPhone at the same time. Problem is, the iPhone has caused massive traffic on AT&T networks, especially in urban areas, and apparently that has affected voice quality. (Though voice and data run on separate channels, the overall network can suffer when one part is overloaded.) Prepaid customers, however, care not for the iPhone users. They want voice services. So what is AT&T doing to remedy the issue?

AT&T offers expensive prepaid data plan

One of the saddest moments I can remember in the history of this site is when AT&T announced that it would no longer support its prepaid data plans, which included the $20 unlimited prepaid data plan. I knew plenty of people who used their unlocked GSM smartphones with this plan, but, as with any good deal from AT&T, it was not meant to last. The company first eliminated the plans, and then came back with a set of new, lower-limit plans. Now we learn, via PhoneNews.com, that AT&T will offer prepaid laptop data plans. It should come as no surprise that they’re quite expensive.

No more Pick Your Plan on AT&T prepaid

While other carriers are adding and modifying their prepaid offerings, AT&T GoPhone has discontinued its Pick Your Plan service (via PhoneNews.com. They will continue focusing on their pay-as-you-go options, including the $60 unlimited talk and text plan. This has already gone into effect, so if you want to sign up for AT&T prepaid it will have to be with their 25 cents per minute rate, a dollar a day for 10 cents per minute, or the $60 monthly unlimited plan.

As expected, AT&T adds far more prepaid than postpaid in Q1

Earlier in the week we presented some analysis which showed that both AT&T and Verizon would report adding more prepaid users than postpaid in the first quarter. We got the first confirmation yesterday, as AT&T reported its quarterly earnings. The company added a record 1.9 million subscribers in the first quarter, though only 513,000 were postpaid. That means, on net, AT&T added almost 1.4 million prepaid subscribers. That seems like a pretty significant number. While CEO Randall Stephenson continued emphasizing the company’s focus on postpaid, he admitted that prepaid will likely continue to outgrow postpaid going forward. Two years ago it was pretty difficult to imagine such a development.

AT&T strong on prepaid adds

AT&T was the first major cellular operator to announce its third quarter results, and with good reason. They exceeded most analysts’ expectations, adding 2 million wireless customers for the quarter. Pertinent to our niche, 641,000 of them were prepaid, or 32 percent of the total. That’s particularly strong for AT&T, which isn’t known for its attractive prepaid plans. They did add a $60 unlimited talk and text plan, but that didn’t come until this month, so it wasn’t available for even one day of last quarter. With this new plan, combined with the normally expected sales boost in the fourth quarter, AT&T could see even bigger prepaid gains from October through December.

AT&T GoPhone adds unlimited talk and text plan

AT&T just got serious about unlimited prepaid. The company previously offered unlimited calling for $3 per day with its GoPhone service, but at roughly $90 per month it was far more expensive than competitors. Starting today, the plan will become more comprehensive and less expensive. The GoPhone unlimited plan will include unlimited voice, plus unlimited text, picture, and video messaging for $60.

Too bad AT&T discontinued prepaid unlimited data

A little over a year ago, AT&T decided to remove its unlimited prepaid data option. It’s a service which attracted all types of users, but apparently AT&T wasn’t making enough off them. This becomes a bigger shame as we learn of AT&T rolling out more 7.2 Mbps networks. If only they had just raised the price to $25, or even $30, rather than completely eliminating it. Oh well.

Pantech C180 likely headed for AT&T GoPhone



If that phone looks like nothing special, well, that’s the case. In fact, the entire point of the phone may be it’s complete lack of features. It’s the Pantech C180, and as Engadet Mobile tells us, it looks headed for AT&T. With a phone like that, which doesn’t even have a camera or access to EDGE data, we can only imagine it going to GoPhone. Unless AT&T plans on paying customers to take it on a two-year contract. Since that’s bloody unlikely, we’ll assume it will be one of those boxed-up prepaid phones you see at Wal-Mart, Target, and other retailers.

AT&T gains latest victory against cell phone traffickers

One issue which deeply affects the prepaid cellular industry is the presence of mobile phone traffickers. While they’re not moving narcotics in and out of the country, they’re certainly undermining a system which has proven — if not beneficial, then at least preferable to consumers. Big box retailers like Wal-Mary have prepaid phone packages, which are normally very cheap. This is because the company subsidizes the cost in hopes that they make back the money as the user buys more minutes. However, when traffickers buy these packages and bulk, unlock them, and resell them for a profit, the carrier takes a hit. Enough hits, and the system goes kaput. We’ve seen a number of carriers take on these traffickers lately, the most recent of which is AT&T, which just won four injunctions against traffickers.

AT&T finished with iPhone on GoPhone?

A while back, we asked whether the iPhone can GoPhone. Ever since AT&T GoPhone eliminated their $20/month unlimited prepaid data plans back in November, the answer has been “kind of.” In that, you can probably get it to work, but that paying per kilobyte for a device like the iPhone just isn’t economical. However, there are some customers still grandfathered into the data plan. Among them is Erica Sadun of The Unofficial Apple Weblog. After receiving an odd text message from AT&T regarding iPhone upgrades and service, she found out that she might be out of luck come today.

Could prepaid data plans help carriers?

Once upon a time, AT&T GoPhone had the most attractive prepaid data plan in all the land. It was just $20 per mont for all you can eat data. AT&T soon realized, of course, that people were catching onto this steal, and decided that they weren’t making enough money off it. So they discontinued the plan. Earlier this year they introduced new data plans, but the news wasn’t good for prepaid users. The new system was to be on a per-KB basis, with Pick Your Plan customers afforded a couple of bundles, neither of which is particularly attractive. Yet given recent comments by Glenn Lurie, president of national distribution, it appears AT&T thinks prepaid data plans can fuel the industry.

AT&T GoPhone releases Samsung A167



We kick off the week with some device news from AT&T GoPhone. It’s not nearly as cool as the Samsung a117, the full-QWERTY device AT&T announced last week. Instead, it’s the A167, an entry-level flip phone. Like most phones of its ilk, it features just a VGA camera and Bluetooth. The attractive part about this is the price, $70 without a contract. I wonder if this will show up in retail packs. It seems like the perfect phones: cheap, but with the camera and Bluetooth which might gain attention among other entry-level phones. You can get it at AT&T’s website.

AT&T drops QWERTY Samsung a117



That there is the Samsung a117, a full QWERTY texting phone for AT&T GoPhone. It’s nice for prepaid customers to have a selection of full QWERTY phones, even if they’re not top of the line. As we heard from Virgin CEO Dan Schulman earlier, the best way to target prepaid customers is to hit those who talk and text heavily, leaving the data-heavy devices to the big players. A quick glance makes this seem somewhat like the Samsung Blackjack, just without all the fancy features. You can get it now at AT&T’s website for $99 contract-free.
From Engadget Mobile.

AT&T officially unveils GoPhone Unlimited plan

When we first heard about AT&T’s unlimited prepaid plan, there wasn’t much in the way of specifics. We knew it was $3 per day and included unlimited voice minutes, and that it was being tested somewhere in Florida. On Friday the company made the official announcement that the AT&T GoPhone Unlimited will be available nationwide starting today (May 11). Like the Unlimited Talk option on GoPhone’s Pay As You Go package, the fee will only be charged on days you use the phone.

AT&T testing unlimited GoPhone plan

We’ve seen a number of prepaid unlimited calling plans pop up over the past year or so. These have mostly been MVNOs of one type or another, or in the case of Cricket wireless and MetroPCS, regional carriers. The majors haven’t really gotten in on the action…until now. AT&T GoPhone is now testing an unlimited plan in “limited markets in Florida.” Details after the jump, but as a teaser: it’s cheaper than their current postpaid unlimited plan.

End of week note: AT&T adds 325,000 prepaid

MetroPCS really jumped out ahead of the pack in reporting their Q1 results, and with good reason. They added 684,000 customers, something to brag about these days. It was more than T-Mobile added total. Clearly, Metro won’t top AT&T any time soon. The nation’s second largest carrier added 1.2 million subscribers in the first quarter, so they’re still ahead of the game. Yet 325,000 of those were prepaid, a solid number. Yet that’s not as good as last year.

Motorola EM330 ready to go at AT&T



How much do you think the above-pictured phone costs? If you’re willing to sign a contract and mail in a rebate form, it’s free. That’s nice. Not so much if you want it on prepaid, but given the looks it should probably clock in at under $100. It’s the Motorola EM330, a new music phone from AT&T. Along with the media player it features a 1.3 megapixel camera, Bluetooth, and microSD expansion. Unfortunately, the Go Phone price is $130, which might seem like a lot for a basic device. Still, if it’s a music device you seek it’s worth a look.
Via Electronista.

AT&T phasing out 2G phones?

This is not good news for AT&T GoPhone customers. According to a BlackBerry News tipster, AT&T is planning an exit strategy from their 2G network. Since many, if not most GoPhones operate on AT&T’s 2G spectrum, this could be particularly bad for non-contract customers. We learned earlier this year that AT&T had migrated its 2G network to a less optimal spectrum, and it appears that this latest management directive furthers this plan.

New AT&T data plans coming for prepaid

It began with the removal of unlimited prepaid data form AT&T’s MEdiaNet plan. It’s now ended with the abolition of MEdiaNet altogether. AT&T has nixed their fancy-sounding media service in favor of a simpler, more straightforward data program. They’ve even gone and dropped some of the prices for postpaid customers. Engadget Mobile has a fact sheet on the new plans. There’s a prepaid option on there.

AT&T pays $2 million to settle customer privacy suit

It’s been a year and a half since AT&T acquired Dobson Communications. Since then, they were ordered to divest a number of their wireless licenses which overlapped with their acquisition. This included rural areas in Kentucky and Oklahoma. They did that, but the problem was that they apparently didn’t take enough measures to protect consumer privacy, failing to rid their own records of confidential consumer account information. So the Department of Justice has ordered they pay $2 million in a settlement. Bad AT&T.

New AT&T Pick Your Plan experimental pricing

If you live in the Northeast and Texas, you might notice that AT&T GoPhone Pick Your Plan deals might be looking a bit different. That’s because the nation’s No. 1 carrier is experimenting with some new pricing schemes. Phone News has the scoop. As you’ll see in the table below, not a whole ton has changed on the surface, other than reducing the number of plans from five to four. However, the big changes come in the fine print.

AT&T’s GoPhone advertising more acceptable this year

Last year at this time, I was a bit miffed at some of AT&T’s advertising practices for Go Phone. As you can see in the screenshot that follows, they claimed unlimited talk and unlimited text front and center, while only making the true claim in the fine print. Yes, you can talk for as long as you want, as long as it’s to an AT&T customer. This year, however, things look a bit different.

AT&T plans to buy Centennial Wireless

It’s not quite Alltel, but AT&T will acquire Centennial Wireless, a regional provider with a rural focus. They cover the Midwest and Southeast regions. The deal will cost AT&T $944 million, but will bring them 1.1 million subscribers. It won’t give them more than Verizon-Alltel’s 80 some-odd million, but they won’t be far behind.

AT&T eliminates unlimited MEdiaNet for Go Phone Pick Your Plan

Earlier this month we learned that AT&T will eliminate their $20 unlimited MEdiaNet option for Pay As You Go subscribers. Chris from Phone News came along and corrected a mistake, noting that this only applied to Pay As You Go subscribers, while my screenshot was taken from the Pick Your Plan screen. Well, as if it was an omen, AT&T has cancelled the $20 unlimited data plan for Pick Your Plan subscribers. That’s just no fun.

Monday, November 8

Saturday, November 6

List of Banks in India
RBI ABN AMRO Bank Andhra Bank
Axis Bank Bank of Baroda Bank Of India
Barclays Bank Canara Bank Central Bank of India
Citibank Corporation Bank Dena Bank
Deutsche Bank GE Financial HDFC
HSBC ICICI IDBI
Indiabulls Financial Services Indian Bank Indian Overseas Bank
ING Vysya Kotak Mahindra Bank LIC Housing Finance Corporation
National Housing Bank Oriental Bank of Commerce PNB
Punjab & Sind Bank Reliance Money SBI
Standard Chartered Syndicate Bank Union Bank of India
United Bank of India

List Of Insurance Companies

Following is the list of all life insurance company granted permission by IRDA.

1. Bajaj Allianz Life Insurance Company Limited 


2. Birla Sun Life Insurance Co. Ltd 


3. HDFC Standard Life Insurance Co. Ltd 


4. ICICI Prudential Life Insurance Co. Ltd. 


5. ING Vysya Life Insurance Company Ltd. 


6. Life Insurance Corporation of India 


7. Max New York Life Insurance Co. Ltd 


8. Met Life India Insurance Company Ltd. 


9. Kotak Mahindra Old Mutual Life Insurance Limited 


10. SBI Life Insurance Co. Ltd 


11. Tata AIG Life Insurance Company Limited 


12. Reliance Life Insurance Company Limited. 


13. Aviva Life Insurance Co. India Pvt. Ltd. 


14. Sahara India Life Insurance Co, Ltd. 


15. Shriram Life Insurance Co, Ltd. 


16. Bharti AXA Life Insurance Company Ltd. 


17. Future Generali Life Insurance Company Ltd.


18. IDBI Fortis Life Insurance Company Ltd.


19. Canara HSBC Oriental Bank of Commerce Life Insurance Co. Ltd 


20. AEGON Religare Life Insurance Company Limited. 


21. DLF Pramerica Life Insurance Co. Ltd. 


22. Star Union Dai-ichi Life Insurance Comp. Ltd.

Types Of Loans


Secured

A secured loan is a loan in which the borrower pledges some asset (e.g. a car or property) as collateral for the loan.

A subsidized loan is a loan that will not gain interest before you begin to pay it. It is known to be used at multiple colleges.

A unsubsidized loan is a loan that gains interest the day of disbursement.

A mortgage loan is a very common type of debt instrument, used by many individuals to purchase housing. In this arrangement, the money is used to purchase the property. The financial institution, however, is given security — a lien on the title to the house — until the mortgage is paid off in full. If the borrower defaults on the loan, the bank would have the legal right to repossess the house and sell it, to recover sums owing to it.

In some instances, a loan taken out to purchase a new or used car may be secured by the car, in much the same way as a mortgage is secured by housing. The duration of the loan period is considerably shorter — often corresponding to the useful life of the car. There are two types of auto loans, direct and indirect. A direct auto loan is where a bank gives the loan directly to a consumer. An indirect auto loan is where a car dealership acts as an intermediary between the bank or financial institution and the consumer.

A type of loan especially used in limited partnership agreements is the recourse note.

A stock hedge loan is a special type of securities lending whereby the stock of a borrower is hedged by the lender against loss, using options or other hedging strategies to reduce lender risk.[citation needed]

A pre-settlement loan is a non-recourse debt, this is when a monetary loan is given based on the merit and awardable amount in a lawsuit case. Only certain types of lawsuit cases are eligible for a pre-settlement loan.[citation needed] This is considered a secured non-recourse debt due to the fact that if the case reaches a verdict in favor of the defendant the loan is forgiven.

Unsecured

Unsecured loans are monetary loans that are not secured against the borrower's assets. These may be available from financial institutions under many different guises or marketing packages:

* credit card debt
* personal loans
* bank overdrafts
* credit facilities or lines of credit
* corporate bonds (may be secured or unsecured)

The interest rates applicable to these different forms may vary depending on the lender and the borrower. These may or may not be regulated by law. In the United Kingdom, when applied to individuals, these may come under the Consumer Credit Act 1974.

Demand

Demand loans are short term loans (typically no more than 180 days)[1] that are atypical in that they do not have fixed dates for repayment and carry a floating interest rate which varies according to the prime rate. They can be "called" for repayment by the lending institution at any time. Demand loans may be unsecured or secured.

Free High Paying Adsense Keywords

Very often when you see top paying keyword, you can start thinking that the price given in the stat is real to what you get. But Google gets the stat from the bids of advertisers. There can no problems with this, but advertisers very often are using a so-called "bully technique" of advertising using adwords.

What does it mean? Well, to get more clicks, better CTR etc. the advertiser can set its bids higher than others. For example if the normal bid is $5, he will bid $10. As a result Google will show his adwords more often to get maxim profit from this advertiser. But at the same time the CTR of such adword will grow higher and higher, and according to adwords policy Google will reduce the cost per click for this adword as it has very good CTR, like a bonus to advertiser that he has created such a good adword

So in a result the price for this adword will be reduced by Google itself from stated $10 to, for example, $4.5. BUT you would never know it and his competitors too. They will only see that this advertiser is ready to pay/paying $10 per click and that's to much for them and they cannot afford it.

Here is a small list of top keywords I've made by http://xedant.com/english.php. Keep in mind what I've told you while browsing this list...

Keywords Adwords CPC
no win no fee insurance $ 48,73
derek nimmo $ 48,49
asbestos stomach cancer $ 47,48
remortgage with ccj $ 47,12
illinois asbestos attorney $ 47,07
serviced offices scotland $ 46,48
car insurance audi a3 $ 46,00
buy structured settlements $ 45,77
inselkampf account $ 45,56
no win no fee claim uk $ 45,51
buy car insurance on line $ 44,98
car insurance quotes pa $ 44,75
cheep van insurance $ 44,70
i want to sell my endowment policy $ 44,49
no win no fee solicitor uk $ 44,45
fixed rate secured loans $ 44,28
personal management requirements $ 44,19
no win no fee accident claims $ 44,11
accident claims no win no fee $ 44,11
auto insurance price quotes $ 43,81
cheap car insurance fl $ 43,53
consolidate graduate student loans $ 43,50
commercial secured loans $ 43,16
secured commercial loans $ 42,98
buy to let building insurance $ 42,97
problem re mortgage $ 42,86
workplace accident compensation claim $ 42,67
inyo county sheriff's department $ 42,56
student loan consilidation $ 42,56
personal injury lawyers mn $ 42,51
inyo county sheriff $ 42,50
landlord building insurance uk $ 42,38
mesothelioma survivor $ 42,13
conference calling companies $ 42,05
raid server data recovery $ 42,03
donate your car sacramento $ 42,02
secured loan ccj $ 41,97
find insurance quotes $ 41,94
no win no fee accident $ 41,88
accident no win no fee $ 41,88
ccj secured loan $ 41,79
ccj loan secured $ 41,79
eloan home loan $ 41,69
iva costs $ 41,68
lytec systems $ 41,53
sell structured insurance settlements $ 41,53
life assurance comparisons $ 41,49
how to consolidate student loans $ 41,48
re mortgage offers $ 41,44
student loan conslidation $ 41,42
cheapest homeowner loans $ 41,09
raid hard drive data recovery $ 41,09
sell structured insurance settlement $ 41,07
crescent moon talent $ 40,92
auto insurance tempe $ 40,77
asbestos attorney litigation $ 40,77
what is an iva $ 40,72
lowest car insurance quote $ 40,71
conference call prices $ 40,68
125 secured loans $ 40,65
nj car insurance quotes $ 40,64
fully managed server hosting $ 40,61
internal revenue service offer in compromise $ 40,54
buyer of structured settlement payments $ 40,52
remortgage with bad credit $ 40,50
quick auto insurance quote online $ 40,47
law firms mesothelioma $ 40,40
milwaukee car insurance $ 40,36
child accident claim $ 40,33
auto insurance spartanburg $ 40,29
no win no fee negligence $ 40,26
mortgages with ccj $ 40,25
mesothelioma law firms $ 40,19
orange county criminal defense attorneys $ 40,18
south florida dui attorney $ 40,17
car insurance in nevada $ 40,15
secured laon $ 40,11
cheap critical illness insurance $ 40,09
lytec price $ 40,07
consolodate student loans $ 39,97
consolidation of school loans $ 39,96
personal injury attorneys minnesota $ 39,92
mesa dui attorney $ 39,86
mohela student loan consolidation $ 39,83
car donation oakland $ 39,81
arizona dui attorney $ 39,79
bad credit history remortgage $ 39,75
accident at work claim uk $ 39,72
cheap car insurance quotation $ 39,71
car insurance quotes ca $ 39,69
no win no fee claims $ 39,65
claims no win no fee $ 39,65
home equity fixed loan rates $ 39,65
fixed home equity loan rates $ 39,63
minnesota car accident attorney $ 39,63
home equity loan rates fixed $ 39,61
chandler auto insurance $ 39,57
let building insurance $ 39,54
debt management scheme $ 39,54
interest only remortgages $ 39,50
no fee claims $ 39,46
school loans consolidation $ 39,46
criminal injury solicitors $ 39,46
school consolidation loans $ 39,46
consolidation federal government loan student $ 39,45
federal government student loan consolidation $ 39,45
hosting ms exchange $ 39,42
vehicle injury compensation $ 39,40
cash for annuity payments $ 39,40
personal injury claims company $ 39,36
life cover with critical illness $ 39,34
holiday accident claim $ 39,33
adverse credit remortgages $ 39,32
online car insurance estimates $ 39,32
online commodity traders $ 39,31
remortage uk $ 39,29
meso lawyer $ 39,17
asbestos litigation attorney $ 39,15
sell structured settlements $ 39,14
re mortgage property $ 39,14
car insurance estimates online $ 39,13
sports injury claim $ 39,13
car donation centers $ 39,11
irs tax lawyers $ 39,11
cheap life assurance quote $ 39,01
selection one ltd $ 38,99
injury attorneys minnesota $ 38,90
agi car insurance $ 38,89
student consolidation loan information $ 38,86
cheap life assurance uk $ 38,84
sell settlements $ 38,81
ca automobile insurance $ 38,79
injury no win no fee $ 38,79
no win no fee injury $ 38,79
student loan consolidation information $ 38,73
donating a used car $ 38,72
selling my endowment policy $ 38,72
auto insurance quotes fast $ 38,68
fast auto insurance quotes $ 38,68
studen loan consolidation $ 38,64
orange county criminal defense lawyers $ 38,64
endowment policy sales $ 38,63
consolidation student loan interest rates $ 38,58
student loan consolidation interest rates $ 38,58
student loan interest rates consolidation $ 38,58
car insurance quotes arizona $ 38,57
jeremy schrader $ 38,53
iva specialists $ 38,52
low cost mortgage refinancing $ 38,45
nj car insurance companies $ 38,44
life assurance quotation $ 38,42
flat rate conference calls $ 38,40
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Wednesday, November 3

Ternary Logic

Ternary Logic

         It is well known that the numeral system used in most if not all modern computer systems is the binary numerical system, as again it is known that binary logic, also known as Boolean algebra, also brings his significant contribution to the building of the same computer systems which I will name them more briefly as  computers. In other words we distinguish here, on the one hand between a binary arithmetic in which we do    basic calculations such as addition, subtraction, multiplication, division in a manner as possible like we do  arithmetic calculations with numbers written in the decimal numerical system and on the other hand we call into question this time an algebra, which has also two digits that are the truth values of sentences and I mean by   this the propositional calculus of the above mentioned Boole algebra. 

         Why does the binary numeral system and binary logic have so much significance in the construction of computers? The answer is at hand if we think about how easy it is to build electronic circuits with two states and I mention here the known bistable circuit.  In the same manner we can easily distinguish between a closed electrical circuit and an open one, and going further, between a forward biased LED and a switched off one, as again, one is a magnetized portion and a different thing is a non-magnetized portion of the same magnetic tape. In the spiritual plane we discover the dualist philosophies, among which the two religious concepts of Yin and Yang with roots in Chinese philosophy and metaphysics, is prominently situated, and also Manichaeism which supports radical ontological  dualism between the two eternal principles, Good and Evil, which oppose each other in the course of history, in an endless confrontation. A key element of Manichean doctrine is the non-omnipotence of the power of God, denying the infinite perfection of divinity that has they say a dual nature, consisting of two equal but opposite sides (Good-Bad.
 
Ternary digits
         The two figures of the binary numeral system are 0 and 1, each bearing the name of Binary digIT, hence the name of BIT with its plural bits. The figures of the ternary numeral system are 0, 1 and 2. As each of these figures would be known in English as a Ternary digIT we get the word TIT (with the plural TITs) that I propose to use from now on, when we refer to the figures of the ternary numeral system.

Counting and converting
         Let’s count in the ternary numeral system: 0, 1, 2, 10, 11, 12, 20, 21, 22, 100, 101, 102, etc. Let's convert into the base-10 number system, the number 21023 written in base-3 number system: 21023 = 2.33 + 1.32 + 0.31 + 2.30 = 54 + 9 + 0 + 2 = 6510. The resources of the Word Editor does not allow me to convert in base-3 a number written in base-10, but the procedure is similar to that used in the passage in base-2 of the numbers written in base-10, namely we do the integer division of the number with three and then successively of the obtained quotients with the same number three until the moment the quotient is zero, then we write the obtained remainders one after another from the last and reaching up to the first.
Numbers one to twenty-seven in standard ternary
Ternary 1 2 10 11 12 20 21 22 100
Binary 1 10 11 100 101 110 111 1000 1001
Decimal 1 2 3 4 5 6 7 8 9










Ternary 101 102 110 111 112 120 121 122 200
Binary 1010 1011 1100 1101 1110 1111 10000 10001 10010
Decimal 10 11 12 13 14 15 16 17 18










Ternary 201 202 210 211 212 220 221 222 1000
Binary 10011 10100 10101 10110 10111 11000 11001 11010 11011
Decimal 19 20 21 22 23 24 25 26 27

Practical usage

         A base-three system is used in Islam to keep track of counting Tasbih to 99 or to 100 on a single hand for counting prayers (as alternative for the Misbaha). The benefit—apart from allowing a single hand to count up to 99 or to 100—is that counting doesn't distract the mind too much since the counter needs only to divide Tasbihs into groups of three.

         A rare "ternary point" is used to denote fractional parts of an inning in baseball. Since each inning consists of three outs, each out is considered one third of an inning and is denoted as .1. For example, if a player pitched all of the 4th, 5th and 6th innings, plus 2 outs of the 7th inning, his Innings pitched column for that game , meaning 3⅔. In this usage, only the fractional part of the number is written in ternary form. Ternary numbers can be used to convey self-similar structures like a Sierpinski Triangle or a Cantor set conveniently. Additionally, it turns out that the ternary representation is useful for defining the Cantor Set and related point sets, because of the way the Cantor set is constructed. The Cantor set consists of the points from 0 to 1 whose ternary expression does not contain any instance of the digit 1.Ternary is the integer base with the highest radix economy, followed closely by binary and quaternary. It has been used for some computing systems because of this efficiency. It is also used to represent 3 option trees, such as phone menu systems, which allow a simple path to any branch.
Ternary computer
         Setun was a balanced ternary computer developed in 1958 at Moscow State University. The device was built under the lead of Sergei Sobolev and Nikolay Brusentsov. It was the only modern ternary computer, using three-valued ternary logic instead of two-valued binary logic prevalent in computers before and after Setun's conception. The computer was built to fulfill the needs of the Moscow State University and was manufactured at the Kazan Mathematical plant. Fifty computers were built and production was then halted in 1965. In the period between 1965 and 1970, a regular binary computer was then used at Moscow State University to replace it. However, although this replacement binary computer performed equally well, the device was still 2.5 times as expensive as the Setun. In 1970, a new ternary computer, the Setun-70, was designed. The computer was named after the Setun River, which ends near Moscow University.
 Referance
  1.  Mohsen Soltanifar, On A sequence of cantor Fractals, Rose Hulman Undergraduate Mathematics Journal, Vol 7, No 1, paper 9, 2006.  
  2. Mohsen Soltanifar, A Different Description of A Family of Middle-a Cantor Sets, American Journal of Undergraduate Research, Vol 5, No 2, pp 9–12, 2006.  
  3. Brousentsov, N. P.; Maslov, S. P.; Ramil Alvarez, J.; Zhogolev, E.A.. "Development of ternary computers at Moscow State University". http://www.computer-museum.ru/english/setun.htm. Retrieved 20 January 2010. 
  4. Hayes, Brian (2001), "Third base", American Scientist 89 (6): 490–494
  5. Klimenko, Stanislav V.: Computer science in Russia: A personal view. IEEE Annals of the history of computing, v 21, n 3, 1999
  6. Malinovski, B. N.: Istorija vychislitel’noj tekhniki v licakh. Kiev, 1995, (in Russian)
  7. Žogolev, Y. A.: The order code and an interpretative system for the Setun computer. USSR Comp. Math. And Math. Physics (3), 1962, Oxford, Pergamon Press, p 563-578 (in English)
  8. G. Trogemann, A. Y. Nitussov, W. Ernst (Hg.), Computing in Russia: The History of Computer Devices and Information Technology revealed. Vieweg Verlag, July 2001 (in English)
  9. Hunger, Francis: SETUN. An Inquiry into the Soviet Ternary Computer. Institut für Buchkunst Leipzig, 2008, ISBN 3-932865-48-0 (Englisch, German)

Monday, November 1

Swiss Bank Details

Switzerland is a prosperous nation with a gross domestic product (GDP) higher than that of some larger western European nations. In addition, the value of the Swiss franc (CHF) has been relatively stable compared with that of other currencies. In 2009, the financial sector comprised 11.6% of Switzerland's GDP and employed approximately 195,000 people (136,000 of whom work in the banking sector); this represents about 5.6% of the total Swiss workforce. Furthermore, Swiss banks employ an estimated 103,000 people abroad.

Swiss neutrality and national sovereignty, long recognized by foreign nations, have fostered a stable environment in which the banking sector was able to develop and thrive. Switzerland has maintained neutrality through both World Wars, is not a member of the European Union, and was not even a member of the United Nations until 2002.

Currently an estimated one-third of all funds held outside the country of origin (sometimes called "offshore" funds) are kept in Switzerland. In 2001 Swiss banks managed US$ 2.6 trillion. The following year they handled US$400 billion less which has been attributed to both a bear market and stricter regulations on Swiss banking. By 2007 this figure has risen to roughly 6.7 trillion Swiss francs (US$6.4 trillion).

The Bank of International Settlements, an organization that facilitates cooperation among the world's central banks, is headquartered in the city of Basel. Founded in 1930, the BIS chose to locate in Switzerland because of the country's neutrality, which was important to an organization founded by countries that had been on both sides of World War I.

Foreign banks operating in Switzerland manage 870 billion Swiss francs worth of assets (as of May 2006[update]).

Law and regulation

The Swiss Financial Market Supervisory Authority (FINMA) is a public law institution that supervises most banking-related activities as well as securities markets and investment funds. Regulatory authority is derived from the Swiss Financial Market Supervision Act (FINMASA) and Article 98 of the Swiss Federal Constitution.

The office of the Swiss Banking Ombudsman, founded in 1993, is sponsored by the Swiss Banking Ombudsman Foundation, which was established by the Swiss Bankers Association. The ombudsman's services, which are offered free of charge, include mediation and assistance to persons searching for dormant assets. The ombudsman handles about 1,500 complaints raised against banks yearly.

 Banking law of 1934

The Swiss Parliament passed the Banking Law of 1934, which codified the rules of secrecy and criminalizes violation of it. The secrecy provisions were not included in the first draft of the law, which mainly concerned administrative matters such as bank supervision. The provisions, found in Article 47(b), were added before passage of the bill due to Nazi authorities' attempts to investigate the assets of Jews and "enemies of the state" held in Switzerland.

Electronic payments

Swiss banks, as well as the post office (which handles some financial transactions) use an electronic payments system known as Swiss Interbank Clearing (SIC). The system is supervised by the Swiss National Bank and is operated via a joint venture.SIC handled over 250 million transactions in 2005, with a turnover value of 41 trillion Swiss francs.

Major banks

As of 2008, there are 327 authorized banks and securities dealers in Switzerland,[16] ranging from the "Two Big Banks" down to small banks serving the needs of a single community or a few special clients.

UBS AG and Credit Suisse are respectively the largest and second largest Swiss banks and account for over 50% of all deposits in Switzerland; each has extensive branch networks throughout the country and most international centres.

Due to their size and complexity, UBS and Credit Suisse are subject to an extra degree of supervision from the Federal Banking Commission.

UBS


UBS came into existence in June 1998, when Union Bank of Switzerland, founded in 1862, and Swiss Bank Corporation, founded in 1872, merged. Headquartered in Zürich and Basel, it is Switzerland's largest bank. It maintains seven main offices around the world (four in the United States and one each in London, Tokyo, and Hong Kong) and branches on five continents.

As of 2008[update], UBS had a net loss of CHF27.56 billion, a market capitalization of over CHF43 billion, and 77,783 employees.

Credit Suisse


Credit Suisse is the second-largest Swiss bank. Based in Zürich, it was founded in 1856; its market capitalization (as of 2007[update]) is $95.2 billion, and the company has about 40,000 employees. Credit Suisse Group offers private banking, investment banking and asset management services. It acquired The First Boston Corporation in 1988 and merged with the Winterthur insurance company in 1997; the latter was sold to AXA in 2006. The asset management services were sold to Aberdeen Asset Management in 2008 during the GFC

Central Bank

Swiss National Bank headquarters in Bern

The Swiss National Bank (SNB) serves as the country's central bank. Founded by the Federal Act on the Swiss National Bank (16 January 1906), it began conducting business on 20 June 1907. Its shares are publicly traded, and are held by the cantons, cantonal banks, and individual investors; the federal government does not hold any shares. Although a central bank often has regulatory authority over the country's banking system, the SNB does not; regulation is solely the role of the Federal Banking Commission.

Private banks - Private bankers

The term private bank refers to a bank that offers private banking services and in its legal form is a partnership. The first private banks were created in St. Gallen in the mid 18th century and in Geneva in the late 18th century as partnerships, and some are still in the hands of the original families such as Hottinger and Mirabaud. In Switzerland, such private banks are called private bankers (a protected term) to distinguish them from the other private banks which are typically shared corporations. Historically in Switzerland a minimum of Francs 1 million was required to open an account, however, over the last years many private banks have lowered their entry hurdles to Francs 250,000 for private investors.[citation needed]

Cantonal banks

There are, as of 2006, 24 cantonal banks; these banks are state-guaranteed semi-governmental organizations controlled by one of Switzerland's 26 cantons that engage in all banking businesses. The largest cantonal bank, the Zürich Cantonal Bank, had a 2005 net income of CHF 810 million.

Banking privacy

Swiss bank secrecy does protect the privacy of bank clients; the protections afforded under Swiss law are similar to confidentiality protections between doctors and patients or lawyers and their clients. The Swiss government views the right to privacy as a fundamental principle that should be protected by all democratic countries. While privacy is protected, in practice all bank accounts are linked to an identified individual. Moreover, the bank secrecy is not absolute: a prosecutor or judge may issue a "lifting order" in order to grant law enforcement access to information relevant to a criminal investigation.

Taxation


Swiss law distinguishes between tax evasion (non-reporting of income) and tax fraud (active deception). International legal assistance used to be granted only with respect to tax fraud. Under pressure from the OECD and the G20, the Swiss government decided in March 2009 to abolish the distinction between tax evasion and tax fraud in dealings with foreign clients. Switzerland adheres to the international OECD standards with regard to administrative assistance in tax matters (decision to take over the OECD Model Tax Convention, in particular Article 26)

For Swiss taxpayers the distinction remains in place. Although not considered a crime and hence not prosecuted in a penal court, tax evasion is a serious offence under Swiss tax law and hefty financial penalties apply. In domestic prosecutions, banking secrecy may be lifted by court order in cases of tax fraud or particularly severe cases of tax evasion.

European Union

Pressure on Switzerland has been applied by several states and international organizations attempting to alter the Swiss privacy policy. The European Union, whose member countries geographically surround Switzerland, has complained about member states' nationals using Swiss banks to avoid taxation in their home countries. The EU has long sought a harmonized tax regime among its member states, although many Swiss banking officials (and, according to some polls, the public) are resisting any such changes.

However Switzerland did not want to be seen as an obstacle to closer tax cooperation among EU-member states and decided to support the international efforts to adequately tax cross-border investment income. The retention tax agreed with the European Union (EU) in the taxation of savings income agreement is a suitable and efficient means of doing so. The EU is committed to eliminating existing loopholes in the system of taxation of savings income. Switzerland has expressed to the EU its willingness in principle to correspondingly adjust the taxation of savings income. Here it should be noted that Switzerland has adopted the OECD standard on administrative assistance and that the Federal Council rejects the automatic exchange of information. Since July 1, 2005, Switzerland has charged a withholding tax on all interest earned in the personal Swiss accounts of European Union residents.

Switzerland is not a member of the European Union but, since December 2008, is a part of the Schengen agreement.

United States

Swiss bank accounts cannot be opened without the holder signing a legal document asserting that they have no outstanding financial obligations to the IRS. Despite this, Swiss banks have been criticized for improperly shielding individuals practicing tax evasion.

In January 2003, the United States Department of Treasury announced a new information-sharing agreement under the already extant U.S.-Swiss Income Tax Convention; the agreement was intended to facilitate more effective tax information exchange between the two countries. However, Swiss policy has continued to come under international criticism, and in March 2009 Switzerland agreed to renegotiate more effective tax cooperation with the United States and other countries.

Money laundering

There are several measures in place to counter money laundering. The Money Laundering Act sets forth requirements of account holders' identification, and requires reporting of any suspicious transactions to the Money Laundering Reporting Office.

According to the CIA World Factbook, Switzerland is "a major international financial center vulnerable to the layering and integration stages of money laundering; despite significant legislation and reporting requirements, secrecy rules persist and nonresidents are permitted to conduct business through offshore entities and various intermediaries..." However, Switzerland's cooperation in transnational financial issues has been praised by several major U.S. officials. A Federal Bureau of Investigation anti-terrorism official noted that Switzerland was one of several countries to participate in joint task forces targeting financing of Al-Qaeda terrorist cells; a former Assistant Secretary of the Treasury praised Swiss cooperation and the country's assistance in the finding and freezing of terrorist and Iraqi assets.

Numbered bank accounts


Some bank accounts are afforded an extra degree of privacy. Information concerning such accounts, known as numbered accounts, is restricted to senior bank officers, rather than being accessible to all the employees of a bank. However, the information required to open such an account is no different from that of an ordinary account; completely anonymous accounts are not allowed by law. Should a criminal investigation take place, law enforcement has access to information related to a numbered account in the same way it has access to information about any other account.

Swiss Banks and World War II

Several inquiries have been made into the conduct of Swiss banks during the Nazi Germany period (1933–1945), especially regarding funds deposited by or allegedly stolen from victims of the Holocaust. The campaign causing the highest outlays ($1.25 billion in 1999) on the part of the Swiss banking industry as of 2009 was the World Jewish Congress lawsuit against Swiss banks launched by Edgar Bronfman, president of the World Jewish Congress, in concert with US Senator Alfonse d'Amato of New York.

The audit run by the Volcker commission which resulted from this lawsuit cost CHF 300 million and gave its final report in December 1999. It determined that the 1999 book value of all dormant accounts possibly belonging to victims of Nazi persecution that were unclaimed, closed by the Nazis, or closed by unknown persons was CHF 95 million. Of this total, CHF 24 million were "probably" related to victims of Nazi persecution. In addition the commission found "no proof of systematic destruction of records of victim accounts, organized discrimination against the accounts of victims of Nazi persecution, or concerted efforts to divert the funds of victims of Nazi persecution to improper purposes." It also "confirmed evidence of questionable and deceitful actions by some individual banks in the handling of accounts of victims".

In response to the lawsuit, the Swiss government commissioned an independent panel of international scholars known as the Bergier Commission to study the relationship between Switzerland and the Nazi regime. It reached similar conclusions about the banks' conduct in its final report, and found that trade with Nazi Germany did not significantly prolong the war.

International competition


With recent changes in the Swiss bank secrecy regime the assets held by foreign persons in Swiss bank accounts declined according to data by the Swiss National Bank (SNB) by 28.1% between January 2008 and November 2009.[citation needed] Other states, such as Singapore, have attracted depositors seeking privacy and protection. Having taken steps to make its banks more attractive, Singapore strengthened penalties for violators of bank secrecy (and now imposes steeper fines and longer jail sentences for offenders), and modified its laws on trusts and inheritance. Singapore is also now the location of Credit Suisse's international banking headquarters.

Sunday, October 31

Mesothelioma

What Is Mesothelioma?

Mesothelioma is a cancer of the smooth lining of the chest, lungs, heart, and abdomen. This skin layer is made up of mesothelial cells, hence the name mesothelioma. Mesothelioma is a diffuse but solid tumor that begins as a result of insult to the tissues caused by asbestos particles. These have penetrated into the pleural cavity of the chest or into the abdomen. Mesothelioma is either called pleural mesothelioma or peritoneal mesothelioma based on where it appears.

Because it occurs in such a small number of patients mesothelioma is often referred to as an orphan disease. Numbers of newly affected individuals in the United States have been reported to be between 2,500 and 3,000 every year. A steady rise in cases is reported in North America, Europe, Australia, and Asia.

In its early stages mesothelioma is difficult to detect as it may start with a thickening of the pleural rind, or fluid which can be associated with many other conditions. This rind is normally thin and smooth in the non diseased state. In time it begins to demonstrate progression forming a more pronounced irregular rind and nodules which coalesce into a crust that compresses and invades into adjacent structures compromising lung and cardiac function. In the abdominal cavity it can invade into the liver and bowel rendering the patient inoperable. Peritoneal mesothelioma it is often found coating the omentum described sometimes as a salt like sand like particles too numerous to count and impossible to remove without sacrificing the entire omentum. Involvement of the ovaries and fallopian tubes is not uncommon in women and often mesothelioma is confused with ovarian cancer. Once vital organs are involved or disease identified outside of the operative field surgery is no longer an option and patients are referred to chemotherapy or clinical trials.

Figure E: Right Pleural Epithelial Mesothelioma on chest wall and lung. Photo courtesy K. Brauch

For the vast majority of patients, as the tumor mass grows, once subtle symptoms will give way to weight loss, cough, respiratory infections, fatigue, shortness of breath, digestive and bowel problems and pain in the chest or abdomen, depending upon whether it is pleural or peritoneal. It may begin to weep fluid into the intracavitary space. In the chest cavity this is called an effusion and it fills the space where the lobes of the lung reside, next to the lining of the chest cavity, and often spreads into the area surrounding the heart creating symptoms similar to those observed in congestive heart failure. In peritoneal patients it is called ascites and it fills the abdomen bathing the visceral organs with this malignant fluid.

Figure F: Epithelial mesothelioma on the diaphragm. Click here. for enlargement. Photo courtesy K. Brauch.

The symptoms gradually become more noticeable prompting the patient to seek a medical consultation. By this time the progression of the disease may already be too advanced as the tumor may have spread to the lymph nodes and/or begun to metastasize to remote organs of the body like the brain, spleen, liver or kidneys. Metastatic mesothelioma is considered late stage and incurable, given the current state of treatments. It is widely reported that only 10-20% of patients with pleural mesothelioma are diagnosed early enough for surgical intervention, the rest are referred on to palliative care No such figures have been reported in peritoneal mesothelioma.
What Causes Mesothelioma?

The exact method by which asbestos causes mesothelioma isn’t known with certainty. Animal models have provided some understanding of the type of damage that asbestos fibers can do, but the exact mechanism hasn’t been found yet. After asbestos became a commercially successful product, it was soon apparent that asbestos workers were an at-risk population.

Starting at the turn of the century, British investigators discovered a relationship between exposure to high levels of asbestos and respiratory disease. These early studies were often suppressed by government at the request of the asbestos industry. By the mid 50’s American medical researchers had joined the chorus of concerned professionals identifying asbestos as hazardous. Much of their work was never published or was suppressed and/or disputed by scientists in the pay of the asbestos lobby.

Figure G: Amphiboles Protruding, Brook T. Mossman, UVM College of Medicine.

Asbestos fibers have been detected in many resected surgical specimens from mesothelioma patients. In pleural mesothelioma, asbestos fibers are found trapped in the tissues from the lower parts of the lung and they are sometimes concentrated into nodules or spots on the parietal pleura, the primary location for mesothelioma in the thoracic cavity. These fibers are found using electron beam microscopy. They are invisible to the naked eye and are not routinely commented upon in a typical pathology report. Although smoking while exposed to asbestos is known to significantly increase lung cancer risks, smoking is not a risk factor in the formation of mesothelioma. It is not uncommon to find pleural plaques in the lungs of patients with primary peritoneal mesothelioma which is indicative of heavy asbestos exposure.

Genetic susceptibility may also contribute to the cause of malignant mesothelioma. Populations of three small villages located in Turkey has been environmentally exposed to a rare asbestos-like fiber called erionite for generations. (Please see erionite on the Understanding Asbestos page for more information.)

50% of all deaths in these villages was attributable to malignant mesothelioma. All villagers lived in homes built with this mineral and research by Dr. Michele Carbone discovered that those who developed mesothelioma had a genetic predisposition to the disease . Predisposed individuals who lived in villages without erinote were not found to develop mesothelioma. Further research into the residents of these communities has confirmed an autosomal dominant pattern of susceptibility to malignant mesothelioma and disease develops in the presence of asbestos-like fibers.

Some important journal articles pertaining to this section are listed below.

Mechanisms of asbestos-induced carcinogenesis.

A mesothelioma epidemic in Cappadocia: scientific developments and unexpected social outcomes.

Mesothelioma due to environmental exposure to erionite in Turkey.
A History of Mesothelioma

The history of the acceptance of mesothelioma as a primary malignancy of the pleura is one of more than 100 years of confusion and frustration. The disease was rare enough that its appearance was only intermittently identified in the medical literature. With less than one case in a thousand being identified as pleural or peritoneal carcinomas, it is little wonder that physicians at first were reluctant to assign it the status of a primary tumor. The medical establishment of the 1800’s was convinced that pleural tumors had to be metastatic cancers from some other primary tumor, regardless of the lack of evidence for this.

In the late 1800’s it was noted that mesothelioma could be found in the lymph nodes and the theory developed that the cancer began in the lymphatic system and spread to the lungs or abdomen. Not until 1891 was consideration given to the opposite theory. As always, research into the nature of mesothelioma was hampered by the lack of a sufficiently large body of evidence. Patients, thankfully, were still few and far between and reaching a consensus with so little clinical data was difficult.

The early 20th century finally brought acceptance that some pleural sarcomas could arise even without a primary cancer elsewhere in the body. From this humble beginning, the realization that the tumor developed from the mesoderm hit home and the term mesothelioma came to be accepted in 1921. Through the ‘30’s and ‘40’s further research and an increasing number of patients established the description of the tumor and began to identify the link to asbestos exposure.

Because of the confusion over whether mesothelioma truly was a separate clinical entity, five different views about causation took hold:

1. The endothelial lining of the lymph nodes was the cause, hence the name endothelioma.
2. Aberrant lung tissue became malignant within the lining of the pleura.
3. The tumor arose in the pleural capillary endothelium.
4. Tumors of epithelial origin always arose from a primary tumor elsewhere. The primary tumors were felt to be too small to be detected in autopsy.
5. The tumor arose from the mesothelial lining of the pleura and peritoneum.

It was Wedler in 1943 who reported a connection too high to be coincidental between asbestosis and pleural malignancy in a population of German asbestos workers. The analysis, which factually reported the connection but made no attempt to stamp the disease with a label, was widely accepted in Germany and ignored in the rest of the world. It wasn’t until the early 1950’s that additional evidence rescued the observations of Wedler and began to build an irrefutable connection between asbestos exposure and mesothelial cancer.
Inhalation- The Primary Path of Exposure

The primary access path for asbestos fibers is the respiratory system. Fibers released into the air are inhaled by the subjects where they are carried into the deepest recesses of the lungs. Asbestos fibers that are locked into heavier particles of plaster, concrete or paint are often expelled through coughing and rarely reach deeply enough into the lungs. From studies conducted in the early to mid-20th century, most of which were post-mortem examinations, it became apparent that pleural asbestos disease tended to accumulate near the bottom lobes of the lungs, in the gutter of the thoracic cavity and on the surface of the diaphragm.

Microscopic examination of biopsy or autopsy tissue samples revealed that in many cases the asbestos fibers were no longer located in the alveoli of the lungs but rather in the intrapleural space or within the mesothelial lining of that space. This was described by many physicians as a “clearing” of the lungs, but despite the benign sounding label, this process held serious and potentially fatal implications for the subject. It has also been hypothesized that asbestos fibers can be swallowed or may enter directly by piercing the skin. It is not known why some patients develop pertitoneal mesothelioma rather than the more common pleural based disease.

The clearing of the lungs is directly connected to the two primary theories about how injury is caused by asbestos. The first theory postulates that the asbestos fibers pierce the tissue walls of the pleural space (and sometimes the peritoneal space via the stomach or the diaphragm) and cause tissue damage which creates an inflammatory immune response. The second theory states that the asbestos fibers are so small that they begin to interact with mesothelial cells at a molecular level, interrupting cell replication and/or damaging the cellular DNA during mitosis, or cell division.
Inflammatory Immune Response

The migration of the asbestos fibers out of the alveoli is a function of the small size of the fibers. This allows them to pierce the cell walls and migrate between cell boundaries into the mesothelial lining of the pleural cavity or even into the intrapleural space. There, they sometimes penetrate the diaphragm and make their way into the abdomen or the testes.

Whenever these fibers migrate, they leave a trail of damaged or compromised cells behind. The inflammatory response includes the migration of both macrophages and mesothelial cells to the affected area. It has now been described that these cells secrete substances which contribute to cell survival and permit cell division rather than programmed cell death as is the case when damaged cells are detected by the body’s natural surveillance system. These damaged cells now acquire a survival advantage and can transform into malignant mesothelioma. The response to this damage varies by individual and invariably involves the immune system. Evidence for the response is found in the irritation and destruction of cells and the creation of scar tissue at the site of the injury. This process can be quite significant in the case of heavy asbestos exposure and can lead to major impairment of the lungs as a crust or plaque of fibrous scar tissue forms over the affected areas. Microscopic examination of this material has often found asbestos fibers entombed in the nodules and layers of tissue and has been used as prima fascia evidence for the asbestos connection as a cause for the injury.

Selected articles for further reading are listed below.

Differential effects of malignant mesothelioma cells on THP-1 monocytes and macrophages.

Acute injury and regeneration of the mesothelium in response to asbestos fibers.

Genetic Damage During Cell Division:

All living cells have a limited ability to renew themselves. This ability confers a specific life span that appears to be pre-programmed into their chromosomes. When cells divide, the ends of the DNA molecules get shorter, truncating a section of the chromosome called the telomeres. The DNA strands get shorter and shorter until the cell can no longer replicate itself.

Almost all of the cells in our body, including mesothelial skin cells, will grow old and die. The only exceptions are bone marrow cells (making blood cells) and the sperm producing cells of the testes. These cells are called immortal cells since they never lose the ability to reproduce themselves. They are assisted during cell division by an enzyme called telomerase that allows them to keep dividing endlessly without degrading. Before regular cells get old and die they divide, and new cells, (daughter cells) take their place. This process, called mitosis, can be repeated roughly 60 to 100 times during the human lifespan before the cells lose their ability to divide. Once that happens, our tissues and organs begin to fail and we reach the end of our lifespan.

It is during mitosis of respiratory tissue cells that asbestos fibers are thought to do the damage that eventually leads to mesothelioma. During mitosis, the DNA in the parent cell is split into two halves and each half is drawn towards an opposite end of the cell. There, new amino acids replace the missing halves of the DNA by using the original halves as templates. Assuming nothing goes wrong, the cell now contains two identical sets of DNA and a barrier forms that divides the cell into two identical halves.

During mitosis, asbestos fibers that have penetrated the cell are thought to physically interfere with the replication of the DNA. This may break the DNA chains, causing the cell to fail, or damage the functioning of its genes, making it become cancerous. The majority of cells whose genetic machinery is non-functional will die and be cleaned up by the immune system but not all of them will. Some cells whose genetic machinery wasn't fatally damaged will continue to live on in a diminished or damaged state. Those malfunctions which cause a regular cell to reproduce endlessly are termed cancer.
Molecular Details

As cells proceed through mitosis they are monitored by a system of chemical controls that check for DNA damage and look for the inability to perform essential cellular processes. If this system detects damage or errant functions, RNA message molecules are used to cause the cells to stop dividing. These controls cause damaged cells to either repair themselves or self-destruct. The latter process is called apoptosis or programmed cell death.

Participating in cancer development are protein encoding genes referred to as oncogenes. When oncogenes are mutated it will often lead to the transformation of normal cells into cancer cells. With the overexpression of oncogenes, the balance in the normal cell apoptosis program (normal cellular pattern of destruction of abnormal cells) is broken and cell survival and proliferation is largely elevated which results in the growth of tumors. There are five classifications of oncogenes they are (i) growth factors, (ii) growth factor receptors, (iii) signal transducers, (iv) transcription factors, and (v) others, including programed cell death regulators. Many of the drugs in development will target one of these classifications and some drugs will actually target multiple oncogenes.

Current research has repeatedly found abnormalities in mesothelioma cases where deletions of chromosome regions 1p, 3p, 9p, and 6p, and the loss of chromosome 22 have been observed. It is believed that these deletions affect tumor suppressor genes, allowing for the development of mesothelioma.

Selected articles for further reading are listed below:

Cytogenetic and molecular genetic changes in malignant mesothelioma.

Cell Methylation and Cancer:

Recent developments in the field of biology have studied the functional processes of genes at the molecular level. Scientists have known for some time that certain sections of the chromosome, called genes, serve essential functions for the health and welfare of the cell and the host organism. There are large areas of the chromosome that were previously regarded as non-functional or “junk” DNA that are now known to have a role in the control of which genes are active (expressed) and which are not. The process of controlling genes through protein molecule messengers is called methylation.

Some genes control the replication of, and also the longevity of the cells that contain them. While we haven’t identified all of these genes, we have learned that, when growth regulating genes are blocked from doing their functions, cells can grow without restraint, causing cancer.

We have now discovered some of the proteins that appear to be responsible for interfering with the balanced and normal functions of a wide variety of regulatory genes. The excessive presence of such proteins in blood or urine (called over-expression) can be used as a measure of the presence of cancer. We still don’t know exactly what causes these proteins to be produced in excessive amounts, nor have we uncovered all the connections between the production of these molecules and the genetic damage caused by asbestos.

We are now on the cutting edge of science having identified many of the genes responsible for suppressing or promoting tumor growth. Targeting the repair of tumor suppressor genes or inactivation of promoter genes may lead to more effective treatments. Because it is thought that many genetic events are linked to the formation and support of the cancer cell this remains an area under intense investigation.

Selected articles for further reading are listed below:

Gene methylation in pleural mesothelioma: correlations with clinico-pathological features and patient's follow-up.
Simian Virus SV40

One highly contentious issue is the role of simian virus 40 (SV40) in the development of mesothelioma tumors. Animal experiments have established that SV40 is a potent tumor inducing virus, however, clinical studies still have not conclusively linked SV40 to human mesothelioma cases. Many studies and publications have demonstrated the presence of SV40 in multiple tumors including malignant mesothelioma. .

There is some evidence, however, that the SV40 presence in the samples may be due to pervasive laboratory contamination. The source of this contamination was the original monkey cell cultures used as a medium in which to grow smallpox vaccines. The SV40 remnants were felt to be benign and were therefore ignored by laboratories. it was only later that the tentative connection to cancer was noted.

Animal models and in vitro studies with human mesothelial cells when, exposed to a attenuated strain of SV 40 suggest that they may act as co carcinogens. When exposed to this attenuated strain of SV40 alone no malignant mesothelioma was observed, When exposed to both the attenuated strain and asbestos mesothelioma developed. It therefore it can be assumed that SV 40 is not directly responsible for the development of mesothelioma but might have a synergistic role when coupled with asbestos exposure. Laboratory work in this area continues and the role of SV40 in mesothelioma remains to clearly defined.

Selected articles for further reading are listed below:

Mesothelioma epidemiology, carcinogenesis, and pathogenesis.
Types of Mesothelioma

Mesothelioma can be classified into two major groups, benign and malignant. Malignant mesothelioma is organized into four main categories based on the location of the tumor: Rarely mesothelioma is diagnosed in both the pleural and peritoneal cavity but may be found more often as the disease process progresses.

1. pleural – found in the chest cavity, on the surface of the lung and on the diaphragm,
2. peritoneal – found in the abdomen on the surface of the omentum and visceral organs,
3. pericardial – growing on the exterior surface of the pericardium, or lining of the heart, and
4. testicular – noted as a thickening of the ducts and glands in the testes.

Each of these categories of mesothelioma is further divided into one of three subtypes, epithelial, sarcomatoid or mixed. Among the total spectrum of asbestos patients there are a smaller number of cases with different cancers, such as lung cancer and metastatic cancer of the liver, kidneys, bones and other organs. (m) In addition, sarcomatous varieties have been judged to be extremely aggressive, and can be associated with intracranial metastases – brain tumors. There are also benign mesothelial proliferations and well differentialed papillary mesothelioma that are of low malignant potential. The diagnosis should be confirmed by an experienced pathologist as in many cases a more virulent form of the disease can be mixed in with this seemingly benign process. In most cases these tumors are of low malignant potential and are treated only when they begin to cause symptoms and most often with surgery as a single modality.
Who Gets Meso/Who is At Risk

As explained above, the process of developing mesothelioma from asbestos exposure is a long one. Furthermore, while the development of mesothelioma correlates with asbestos exposure, such exposure isn’t an absolute indicator of who will get the tumor and who won’t. Since there is no national or international mesothelioma registry, statistics for the disease vary widely, depending upon the source. Nevertheless, there is a valid statistical relationship between the amount of exposure to asbestos and the incidence of mesothelioma.

If we contain this discussion to the subject of pleural mesothelioma, we will find that well over fifty years of published studies have established three primary groups of individuals by virtue of their exposure. These are: -1- individuals with high levels of exposure of a short duration, -2- individuals with high levels of exposure of long duration and -3- individuals with low levels of exposure of long duration. (l)

The majority of studies showed that group -1- exposure sometimes led to gradual impairment of lung function but it didn’t always rise to the level of asbestosis, i.e. there was little evidence of plaque or nodules in the pleural space. Group -1- also had a relatively high incidence of cancer, most of which was later to be called mesothelioma.

The second case, -2-, led to very high levels of impairment with asbestosis and early death from from the effects of the impairment. secondary illnesses with some cases of mesothelioma.

The third case -3- led to gradual impairment with asbestosis and death caused by a broad spectrum of secondary conditions such as pneumonia, emphysema, tuberculosis etc. Asbestosis appeared to greatly reduce the patient’s ability to resist secondary diseases, raising some of these to the level of fatal illnesses. (o)

Mesothelioma was not seen as often in groups two and three. Medical researchers felt that this was because patients either didn't live long enough to develop cancer or weren't genetically at risk. Ironically, only after dust abatement practices were mandated into the workplace did the incidence of mesothelioma become a significant health issue in the literature and in the vernacular of the medical community, lending credence to the theory about group two.

Studies also revealed a clear relationship between the amount of dust inhaled over a lifetime and the development of asbestosis. Trades with a history of working with asbestos tend to dominate the population of mesothelioma patients. The greater the former, the more likely it would be that signs of asbestosis would be observed. Conversely, it was discovered that there was no safe level of asbestos exposure with respect to mesothelioma, since even short exposures could create the cancer, with or without asbestosis symptoms.
Symptoms of Mesothelioma

As the tumor grows and expands, it often produces fluid that fills the chest or the abdomen, depending upon whether it is pleural or peritoneal mesothelioma. This fluid places pressure on vital organs. In the case of pleural mesothelioma, which represents 80% of cases, the fluid compresses the lung, causing intense pain, shortness of breath and overwhelming fatigue. This fuid will eventually enter the pericardial space and patients will have symptoms suggestive of congestive heart failure. ,Sleep disturbance, loses appetite, and pain are common complaints as the fluid and the expanding tumor slowly fills up the chest, compromising lung function. Relieving the fluid pressure can provide short term symptomatic relief. (p)

Pleural mesothelioma patients in five studies presented by P. Chahinian showed the following symptoms in varying degrees:
Dyspnea (shortness of breath) 6-60% of cases
Chest pain 33-71% of cases
Both dyspnea and pain 19-28% of cases
Cough

3-27%
Hemoptysis (spitting blood or bloody sputum) 1-6%
Hoarseness 1-3%
Dysphagia (difficulty swallowing) 1%
Weight Loss

14-29%
Fever

3-33%
Asymptomatic

3-4%
Pleural effusion (fluid in the chest cavity)

74-84%

Pericardial patients reported different clinical symptoms:

Pericardial effusion (fluid in the pericardial space)

Dyspnea

Pain

Constrictive pericarditis (inflammation of the pericardial sac)

Vascular compression

Cardiac tamponade (bleeding into the pericardium)

Pericardial thickening on scans (12% of patients only)

Peritoneal patients present another set of symptoms again:

Abdominal pain


63%

Abdominal mass


40%

Increased abdominal girth


70%

Ascites (fluid in the abdomen)


66%

Digestive disturbances


33%

Fever


20%

Weight loss


44%

Thrombocytosis (increased platelets in the peripheral blood)


23%

Leukocytosis (elevated white blood cell count)


50%


Disease Development And Progression

The latency of mesothelioma has been one of its greatest problems and may partly explain why a connection with asbestos exposure took so long to be accepted as the primary cause. Mesothelioma latency isn’t known exactly since exposure to asbestos doesn’t always equate directly or immediately to an insult to the tissues. Consequently, estimates of latency vary widely with mesothelioma patients being reported in age ranges from early teens to octogenarians. The accepted figure falls somewhere between 15 and 50 years from the date of exposure to asbestos although it’s anyone’s guess as to when the asbestos first triggered the cellular damage that translated into mesothelioma.

Since symptoms are often misdiagnosed or even absent during early stage mesothelioma, the rate of progression of the disease is also a guess. The most commonly available figures pertain to median survival time from the date of diagnosis but many mesothelioma experts believe the tumor may be in existence for quite some time before diagnosis.

Even survival times vary widely with no clear consensus emerging. On the low side, survival times of 4 to 8 months are reflected in the information to be gleaned from obituaries and tributes paid to the afflicted. On the high side, 12 to 18 months is considered the norm, although this number is demonstrating some upward movement and tends to become differentiated when mesothelioma types, categories and treatments are considered as part of the assessment.

There are three subtypes of mesothelioma epithelial is the most common accounting for approximately 50% of the cases with sarcomatoid, the more aggressive, reported at approximately 16% and mixed (biphasic) 34%. Of the three subtypes, epithelial is thought to be the most responsive to treatment and sarcomatoid has been refractory to chemotherapy and early relapse in surgical series. Biphasic or the mixed type can vary depening upon the percentage of sarcomatoid cells mixed in with the epithelial variant. Patient groups of sarcomatous subtype, or those with lymph node involvement, tend to have no long term survivors. . Epithelial cases without lymph node involvement, and who are younger than 50, have the best chance for long term survival. Median survival numbers for this group are trending up, and vary based on the type of treatment chosen.

In pleural mesothelioma, the tumor tends to appear only in one lung, with a right/left preference of 60% to 40%. Pleural mesothelioma occurs about four times more frequently than peritoneal.Men are five times more likely than women to get pleural mesothelioma and both sexes are equally represented with peritoneal. Though not common mesothelioma can metastasize to the contralateral lung, abdomen, and in rare cases to the brain and spinal cord.

As of this time, there are no medical procedures that are proven to be curative. Most of the leading treatments (covered under the treatment section of this web site) involve experimental procedures, clinical trials of drugs and novel technologies.
Diagnosis of Mesothelioma

Diagnosis of mesothelioma is difficult because the disease often isn’t visible on external scans and the symptoms may be confused with a number of common ailments that misdirect the medical staff and defer more thorough investigations. Mesothelioma is a diagnosis of exclusion, in other words once common ailments are ruled out an investigation into the rare spectrums of illness begins. A definitive diagnosis of mesothelioma requires a tissue biopsy, obtained either through a needle biopsy or an open procedure. Needle biopsy are inconclusive in many cases which leads to a surgical procedure to obtain enough tissue to confirm the diagnosis and identify the cell type.

The process of diagnosis usually begins with some form of radiological investigation. In pleural cases, where respiratory distress is the primary symptom, doctors may fall back on an x-ray to check for pneumonia or shadows on the lung indicative of tuberculosis or lung cancer. It is during this stage that fluid in the pleural cavity or an irregular pleural rind is noted i and more extensive procedures commence. In many developing countries where tuberculois is common when symptoms develop it is considered more cost effective to treat for a suspected tuberculosis. Therapy continues for 6 months and it is only at this time if sympstoms persist that a more extensive diagnostic work up begins. The window of opportunity to treat mesothelioma has often closed as the disease at this point is usually very advanced and refractory to treatment. Insurance will not approve a more costly test unless a patient has had an abnormal X Ray or another test that suggests a CT scan (Computed Tomography scan) is necessary. Computed tomography involves a series of precisely calibrated X-rays to be taken and received by electronic means rather than photographic film. These images are enhanced by the use of contrast medium. Prior to the CT scan the patients is injected with contrast dye and if an abdominal ct is also requested oral contrast is provided. Patients are required to fast prior to an Abdominal CT scan but not for the Pleural CT scan. These images are then reconstructed by computer to offer a highly detailed view of the body in narrow slices, allowing a look inside the body at anatomical details not otherwise visible without surgical examination.

Figure H: PET/CT Fusion showing combined images. The red cross in the human image shows hot spot. The slices show (from left to right) CT scan, PET scan and Combined fusion scan. Click here for enlargement. Photo courtesy K. Brauch.

CT scans are excellent at showing topography but cannot distinguish between scar tissue or tumor. While they can detect pleural or peritoneal thickening, the results are not definitive enough to allow for a mesothelioma diagnosis with CT scan alone.

Another tool of importance in external exams is the Positron Emission Tomography scanner, or PET. PET is a process where radioactive glucose is injected into the bloodstream, where it is consumed in the greatest proportion by the most active parts of the body. This usually means the brain, heart, sex organs and tumors, if present, will consume the largest amount of this isotope, causing hot spots to appear on a scanned image of the body.

Tumors tend to be extremely active and therefore consume large amounts of the sugar isotope. This will cause hot spots to appear where they normally shouldn't, allowing the radiologist to identify possible indications of cancer.

Although PET scans can show activity, they are rather indistinct and cannot clearly identify the exact location of the activity. Simply put, CT scans can tell where a growth is located and PET scans can tell if there is excessive biological activity. The latest technology combines both the CT scan and the PET scan into a single computer image. Therefore, taken together, the PET/CT fusion scan produces a much more accurate image of activities inside the body. If an area of thickening is actively consuming sugar it may be cancerous. If the activity level is low or normal, it may simply be inflammatory response to injury, healing or other benign activity. PET scans are used as part of the initial work-up for surgery. It helps to identify areas of activity that might not be imaged well on CT scan. This may prompt a biopsy to rule out disease that is outside of the operative field. There are false positives whereas a PET may be positive but the biopsy reveals benign non malignant process but the opposite is also true. A negative PET scan does not always reflect accurately the extent of disease. It is not uncommon to discover more advanced disease during the planned operative procedure leading to technically unresectable disease.

Figure I: PET/CT slice showing tiny central hot spot and presence of EPP (removed lung) in left of image. For Enlargement click here. Photo courtesy K. Brauch

Magnetic Resonance Imaging (MRI) and Ultrasound are both soft tissue scanning tools that are generally little used in the imaging mesothelioma. MRI is sometimes used to determine if mesothelioma has penetrated through the diaphragm into the abdomen. In most cases, the images are considered too indistinct to be of much clinical value. Ultrasound simply doesn't penetrate deeply enough to be a good clinical tool in this setting. Ultrasound is useful in quantifying the amount of effusion present and is often used prior to a thoracentesis. Despite the progress, external tests aren't yet definitive enough to allow diagnosis without biopsy. Even if a tumor is detected, it must be examined by a pathologist to determine what kind of tumor it is and whether it is mesothelioma or some other type of cancer.

Selected articles for futher reading are listed below:

Prognostic Value of (18)F-FDG PET/CT in Patients with Malignant Pleural Mesothelioma.

One of the first physical examinations to be conducted is the examination of fluid from the chest or abdomen. Fluid extractions from the chest via needle (thoracentesis) are performed for two reasons, to relieve the buildup of fluid and to provide a sample for a cytological examination. Unfortunately, examinations of the pleural effusion or abdominal ascites are only rarely conclusive. A negative result is inconclusive as enough viable cells may not have been extracted a positive results will define a malignant process but further examination is warranted.

Needle biopsies are also poor indicators since the mesothelioma tumor can be quite diffuse and thin. The biopsy is usually obtained under CT quidance. An experienced radiologist perfoms this procedure. Some of the problems associated with this technique are too little material to sample, sampling a small area will not allow a discussion of the type of mesothelioma or percentage of more virulent cells which aide the oncologist or surgeon in formulating a treatment plan. . The principle means of obtaining a pathology specimen is through surgery and in most cases this involves a VATS procedure ( video assisted surgery). For pleural mesos the surgery itself is called a thoracotomy (chest incision) followed by a thoracoscopy (fiber optic exam of the chest). For abdominal biopsies the surgery is called a laparotomy and laparoscopy (fiber optic exam of the abdomen). These procedures are in themselves difficult surgeries that are only offered in the event a serious illness is suspected. Since the symptoms of mesothelioma are often confused with other, more benign, illnesses, many people either don’t receive them or receive them only after long delays, affecting the prognosis of their cancer.

In an attempt to improve diagnosis of lymph node involvement, some institutions will require a mediastinoscopy to biopsy the lymph nodes in the chest. This procedure is day surgery and a finding of positive lymph nodes might influence a decision not to offer surgery since the surgical staging would be at least stage 3.

Diagnostic examinations may or may not involve rudimentary treatment attempts. In pleural cases, many surgeons opt to perform a pleurodesis. . The purpose of this is to irritate the site and stimulate the formation of scar tissue which wall off the space thus preventing reacumulation of fluid. If the fluid accumulation isn’t stopped, it leads to secondary problems such as pneumonia, or compression of key blood vessels and arteries. Untreated, the fluid accumulation may lead to serious and life threatening complications long before the tumor itself is fatal. It is recommended that this procedure not be performed prior to a consult with a pleural mesothelioma specialist, unless it is deemed absolutely necessary, as it may preclude some innovative treatment options that are being offered at mesothelioma treatment centers. Further discussion can be found in the section labeled chemotherapy.

After the thoracotomy, the surgeon will temporarily insert a tube , placed in the opening and sewn air-tight to the skin, to allow the remaining fluid and blood from the surgery to drain. An alternative to a pleurodesis would be the placement of a pleurex catheter which permits drainage of pleural fluid and can be managed at home or in the hospital setting. This is used as a palliative procedure to manage effusions and ascites. Chest tubes or chest ports are inserted and used for instillation of intra pleural chemotherapy. .

Selected articles for further reading are listed below:

The comparative accuracy of different pleural biopsy techniques in the diagnosis of malignant mesothelioma.

Nonspecific laboratory findings in patients with malignant mesothelioma can include an elevation in the white blood count, number of platelets, erythrocyte sedimentation rate and a decrease in red blood cells (anemia). Elevations of CA125 and hyaluronic acid are also noted in many cases of mesothelioma. All of these findings are nonspecific and are not reliable for making the diagnosis of mesothelioma nor following response to therapy.

Pathology; once a biopsy is obtained special stains are necessary to confirm the diagnosis of mesothelioma. Positive staining for Calretinin, WT1 and cytokeratin is desired, as well as negativity for CEA, CD15, TTF-1 and B72.3. The utility of these stains assists in distinguishing mesothelioma from other cancers that present in similar fashion for example lung cancer. Despite advances in making a pathological diagnosis rare subtypes, poorly differentiated mesotheliomas, and sarcomatoid continue to present diagnostic challenges. Electron microscopy can be employed to look for specific characterists of the cell in some of these more challenging cases.

[A comparative evaluation of immunohistochemical markers for the differential diagnosis between malignant mesothelioma, non-small cell carcinoma involving the pleura, and benign reactive mesothelial cell proliferation][Article in Polish]

Significance of combining detection of E-cadherin, carcinoembryonic antigen, and calretinin in cytological differential diagnosis of serous effusion][Article in Chinese]
Serum Markers

Serum Mesothelin-related protein (SRMP) and Osteopontin have been identified as promising new serum markers to identify and follow response to therapy in patients with malignant mesothelioma. Studies demonstrated that SRMP has value as both a surveillance and prognostic marker for malignant mesothelioma. Mesomark a serum test for SRMP was released in late 2004 by Fujjirebio Diagnostics. It has been approved to follow response to therapy and track changes in disease status in patients with malignant mesothelioma. Studies are underway to validate it’s utility in diagnosing mesothelioma in it’s earliest stages in high risk individuals.

SMRP was the subject of a Meso Foundation grant to investigate its validity in a study of the residents of Libby Montana. (See Meso Foundation press release and press release about European distribution of the test.).

Selected articles for futher reading are listed below.

Osteopontin is a glycoprotein that is overexpresssed in several cancers. In mesothelioma osteopontin are upregulated in asbestos exposed individuals with mesothelioma. Osteopontin might help to distinguish benign pleural changes resulting from asbestos exposure as opposed to malignant tranformaion in asbestos exposed individuals. It has been resported that osteopontin can also predict survival and recurrence patterns. Osteopontin remains under intense investigation to ascertain where it can best be utilized as seen in the clinical setting. Please refer to abstract below for additional information.

Comparison of osteopontin, megakaryocyte potentiating factor, and mesothelin proteins as markers in the serum of patients with malignant mesothelioma.

Asbestos exposure, pleural mesothelioma, and serum osteopontin levels.


Staging And Outcomes

Assuming a diagnosis of mesothelioma is confirmed, staging of the disease remains extremely difficult and is an obstacle to effective treatment. Staging techniques require knowledge about where the tumor is located, how extensive it is and whether it is still locally contained or whether it has metastasized to organs or adjacent tissues.

Since staging is essential to selecting the appropriate treatment, much effort has been invested in developing an accurate pre-operative staging technique. Because of the difficulty of imaging the extent of mesothelioma and its presence or absence in the lymph nodes, staging pre-operatively remains a fairly imprecise process. Several recent attempts have been made to establish a standard process. (t)

Both the International Mesothelioma Interest Group and Brigham & Women's Hospital have developed staging systems based upon a common set of variables. These are:

* T or tumor staging - what is the size and location of the tumor in relation to nearby organs and structures?
* N or nodal staging - are lymph nodes positive or negative for meso?
* M or metastatic staging - is there evidence of metastasis?

Each variable above is expressed as a number and the final combination is compared to a table to establish staging. Negative nodes and metastasis is represented as N0 and M0 Regardless of the staging system used, patients with stage 3 or higher disease are almost always only considered for chemotherapy. This is because stage 3 implies that the tumor is no longer locally contained and cannot be removed (resected) by surgical means.

Recent studies with genomics have added an additional set of considerations to outcome. An assay of the markers of genetic damage in a population of patients seems to co-relate certain genotypes to a better prognosis or outcome. While most of this material is just now being published, it may soon be possible to examine mesothelioma cells for DNA markers that can forecast whether the patient would benefit from aggressive surgical treatment or not.

Stage 1 and 2 patients tend to be surgical candidates, while stage 3 and stage 4 patients are generally offered chemotherapy in combination therapies. (q) (r) (s) Radiation is rarely offered as a primary treatment since it has little effect on its own. Staging, therefore, has a pivotal role in choosing treatment options and determining the prognosis for mesothelioma patients. Treatment options and outcomes are discussed in detail under the treatment section of this web site.